• Home
  • Get A Quote
  • Customer Service
  • Make A Payment
  • Refer a Friend
  • About Us
  • Location Map
  • Employee Directory
  • Privacy Policy
  • Contact Us
Call Us CALL US TODAY | 936.598.9048
Home
Trusted Choice
Español/English
  • Home
  • Get A Quote
    • AutomobileImage of right arrow
      • Instant Auto Quote
      • Mexico Travel Quote
    • Bonds
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Business Owners Policy (BOP) Quote Form
      • Builders Risk Quote Form
      • Liquor Liability Quote
      • Workers Compensation Quote Form
    • Dental
    • Earthquake
    • Farm
    • Flood
    • Health
    • HomeownersImage of right arrow
      • Homeowners Quote Form
      • Manufactured Home Quote Request
      • Homeowners Flood Quote
    • LifeImage of right arrow
      • Life Quote Form
      • Term Life Quote Form
    • Motorcycle
    • Recreational Vehicle
    • Renters
    • Toy VehiclesImage of right arrow
      • Watercraft Quote Form
      • RV Quote Form
      • Motorcycle Insurance Quote
    • Trucking
    • Windstorm
  • Customer Service
    • AutomobileImage of right arrow
      • ID Card Request
      • Declarations Page Request
      • Lien Holder Request
      • Add Vehicle to Policy
      • Remove Vehicle from Policy
      • Add Driver to Policy
      • Remove Driver from Policy
    • Business & CommercialImage of right arrow
      • ID Card Request Form
      • Declarations Page Request
      • Add Vehicle to Policy
      • Remove Vehicle from Policy
      • Add Driver to Policy
      • Remove Driver from Policy
      • General Liability Certificate Request
    • Dental
    • Earthquake
    • Flood
    • Health
    • Homeowners
    • Life
    • MotorcycleImage of right arrow
      • Request ID Card for Motorcycle Policy
      • Request Declaration and Coverages Page for Motorcycle Policy
      • Add Motorcycle to Existing Policy
      • Remove Motorcycle from Existing Policy
      • Add Driver to Existing Motorcycle Policy
      • Remove Driver from Existing Motorcycle Policy
    • Other
    • Recreational VehicleImage of right arrow
      • Request ID Card for Recreational Vehicle Policy
      • Request Declaration and Coverages Page for Recreational Vehicle Policy
      • Add Recreational Vehicle to Existing Policy
      • Remove Recreational Vehicle from Existing Policy
      • Add Driver to Existing Recreational Vehicle Policy
      • Remove Driver from Existing Recreational Vehicle Policy
    • Renters
    • Watercraft & BoatImage of right arrow
      • Request ID Card for Watercraft Policy
      • Request Declaration and Coverages Page for Watercraft Policy
      • Add Watercraft to Existing Policy
      • Remove Watercraft from Existing Policy
      • Change Primary Operator on Existing Watercraft Policy
    • Windstorm
  • Claims
    • Automobile
    • Business & Commercial
    • Earthquake
    • Flood
    • Homeowners
    • Motorcycle
    • Renters
    • Watercraft & Boat
    • Windstorm
  • Blog
  • Make a Payment
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Calculators
    • Insurance Glossary
    • Frequently Asked Questions
  • About Us
    • About Shoop Insurance Agency, LLC
    • Location Map
    • Employee Directory
    • Partners
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Auto & Home Insurance PERSONAL, AUTO & HOME

Auto insurance protects you against financial loss if you have an accident.

Read More
Business Insurance BUSINESS & COMMERCIAL

Discover the perfect insurance options to meet your specific and unique needs.

Read More
Life & Health Insurance LIFE & HEALTH

A standard policy insures the home itself and the things you keep in it.

Read More
Boats, Motorcycles & ATVs Insurance BOAT, ATV & MOTORCYCLES

Browse a variety of insurance options in order to find the right one for you.

Read More
Farm & Ranch Insurance FARM & RANCH

Finding insurance doesn't have to be difficult. We do the work for you.

Read More
toy_vehicles SURETY, FIDELITY & CONTRACT BONDS

Learn about different options that fit your specific needs.

Read More

Umbrella Coverage


Umbrella Coverage Information

Insurance policies have limits that help to control your premium costs. In addition, these limits help insurers ensure that they are able to fulfill their financial responsibility and meet the claims needs of their policyholders. But limits leave you with some exposure to financial loss, because any claims that exceed the amount of a policy’s limit must be either paid for out of your pocket or be unrecovered. An umbrella policy can fill the gap that exists between your limits and your potential claims.

Umbrella policies extend the coverage limits of many types of liability insurance policies such as home and auto.  It can provide $1 million or more in additional coverage to each of those policies you have. For example, when an auto insurance policy has a $250,000 limit and you injure another person in an accident, the medical expenses and lawsuit could cost much more than that. Having the added protection of an umbrella policy gives you another $1 million or more to put toward those costs. This keeps your savings intact while satisfying the financial obligations you have. Umbrella insurance can also provide protection for situations that would be excluded by other policies, such as when you are accused of slander or libel. Umbrella insurance isn’t just for personal coverage; it can also be purchased by a business in order to extend the reach of its various liability policies.

No matter how aggressive your liability insurance policy limits are, the inexpensive addition of umbrella insurance is a great, affordable way to extend your protection and meet whatever comes your way in the future. 

Facebook
Twitter
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Twitter Logo

Resources

Home About Us Get a Quote Customer Service Contact Us FAQ

Contact Us

  • Mailing Address
  • 206 Tenaha Street
  • Center, TX 75935
  • _
  • O: 936.598.9048
  • F: 936.598.8376
  • Email Us
© Copyright. All rights reserved.
Powered by Insurance Website Builder